Responsible growth requires carefully designed and effective risk management, governance and compliance processes. We are convinced at Fortis that, provided they are managed professionally and proactively, these processes can genuinely help improve the quality of our business and enable us to make more balanced and informed decisions. Our corporate risk management procedures, along with our legal and compliance activities, are discussed at length in the Fortis Annual Report 2007. As part of our corporate risk management procedures, a body of policies has been developed to manage the social and environmental risks we face in the relationship with our customers.

Body of principles and policies
General Principles		Specific Business Applications
Fortis Principles of Business Conduct	Fortis CSR Statement Environmental Statement Human Rights Statement (1)	Equator Principles Fortis Sustainable Shipping Assessment Tool Fortis Agri Commodities Policy Fortis Defence Industry Policy Fortis Code of Responsible Lending
International Standards and Agreements UNEP FI, UN Global Compact, UN PRI
1. To be finalised in 2008